Mortgage financing for foreign nationals and Mexicans living abroad. We arrange your loan by comparing 20+ institutions and set up the fideicomiso (bank trust) for the restricted coastal zone — guiding you in English from start to finish.
Buying in Mexico as a foreigner is possible — and far simpler with someone who does it every day.
We work with banks and lenders that finance foreigners and Mexicans abroad — with FM2/FM3 residency, or with verifiable income earned outside Mexico.
If the property is in the restricted zone (50 km from the coast / 100 km from the border), we coordinate the bank trust and the SRE permit. You keep full rights to use, rent, sell and bequeath it.
A dedicated advisor guides you in English and Spanish at every step, with an online portal to track everything from wherever you are.
A network of partner notaries for efficient, remote-friendly closing when applicable — so you don't have to fly down for every signature.
Clear, guided, and remote whenever possible.
Nationality, residency, where you want to buy, and your income situation. We tell you right away what options you have.
We analyze 20+ institutions, determine whether you need a fideicomiso, and build your file with the right documentation for your profile.
We coordinate appraisal, fideicomiso, closing and signing — in person or remotely, depending on your case.
I live in California and wanted to buy on the beach. I assumed financing as a foreigner was impossible. Hypothek structured the fideicomiso and the loan, and I handled everything through the portal and WhatsApp. I closed without having to fly down five times.
What foreign buyers ask us most.
Yes. Several banks and specialized lenders finance foreigners — residents (with FM2/FM3) or non-residents with verifiable foreign income. We compare 20+ options to find the one that applies to your case. Read the full guide →
The restricted zone is the strip within 50 km of the coast and 100 km of the border. For a foreigner to own there, a fideicomiso (bank trust) is set up: a Mexican bank holds the title in your name while you keep all rights of use, rent, sale and inheritance. It runs for 50 years and is renewable. We handle it for you. Fideicomiso explained →
The average annual fee is roughly USD $450–$555, plus the SRE permit and notary fees. We give you the full breakdown before you move forward — no surprises.
Not always. There are products for non-residents with foreign income, and others that require residency. That's why we compare — we tell you exactly what works for your profile. How to buy remotely →
Zero for you. Our commission is paid by the bank when the loan closes. Advisory, comparison and fideicomiso coordination carry no extra cost.
We don't push you toward one bank. We show you the market and you decide.
We work with the same network of banks and lenders the big brokers use. We analyze them all and present the real options for your profile.
The bank pays our commission when your loan closes — the same regardless of which bank you choose. That's why we recommend the one that's best for you.
We show you each offer with its rate, APR (CAT) and monthly payment. The final call is always yours.
11 years of experience · 30+ loans placed per month · AHMEX-certified advisors · Notary partners · $0 cost to you
Tell us your case on WhatsApp and a bilingual advisor will reach out to you today.